General Equipment Insurance
General Equipment Insurance
Electronic equipment is vulnerable to theft as well as accidental damage through dropping and liquid spills. This is especially the case for portable equipment that is not always located in secure premises. Portable equipment is at its most vulnerable when you are travelling.
Unfortunately most home and business policies do not cover theft and damage that occurs outside the home or office environment, and this is exactly when you are most likely to need insurance protection.
What is Covered?
In conjunction with ACI Broking Services Pty Limited, Equisure offers a specialist insurance product that protects your equipment anywhere in Australia and worldwide up to 28 days per trip - against theft, accidental damage, fire and even loss in transit.
Features and Benefits
Many of these features are not available as part of a normal home or office policy, so we suggest you review the comparison below and consider the alternatives carefully.
|
Features & Benefits |
Equisure Policy |
Business Cover1 |
Home Contents1 |
|
Excess Payable on Claims |
From $100 |
From $250 |
From $250 |
|
Australia Coverage |
Yes |
Premises only2 |
Home only2 |
|
Worldwide Cover |
28 days as standard (extendable) |
No2 |
No2 |
|
Burglary Cover (Forcible/Violent Entry) |
No limit |
$ limit applies |
No limit |
|
Covers Theft |
Yes |
No2 |
No |
|
Covers Accidental Damage |
Yes |
No2 |
No2 |
|
Forcible Entry to Vehicle |
Yes |
No2 |
No2 |
|
Loss in Transit |
Yes |
No |
No2 |
|
Policy Term |
Up to 3 years |
Max. 1 year |
Max. 1 year |
|
Security/Fire Alarms |
Not Required |
Required |
Required |
|
Claims Turnaround Time |
48 hours |
Up to 30 days |
Up to 30 days |
1This information is an indication of typical home and business policy coverage - you should check the features of your own insurance policy when comparing our cover.
2May be extended to include this feature by payment of additional premium.
