Camera & Photographic Equipment Insurance
Camera Insurance
Cameras are a target for thieves and can be easily damaged
Camera equipment such as digital bodies, camera backs and lenses represent a tempting target for thieves as well as being subject to accidental damage from dropping, liquid spills and other incidents.
Mobile equipment is at its most vulnerable when you are travelling. Unfortunately most home and business policies do not cover theft and damage that occurs outside the home or office environment, and this is exactly when you are most likely to need insurance protection.
Why choose Protecsure?
Protecsure is the only company in Australia with a sole focus on insuring electronic equipment. Our specialised cover is much broader than a normal policy:
- Worldwide cover 28 days per trip (extendable)
- Full theft cover
- Accidental damage cover
- Loss in transit
- Cover for theft out of a vehicle
- Excess from $100
- Use your own repairer
- 48 hour claim turnaround time
- Underwritten by Chubb Insurance
Our policy will pay for replacement or repair of your equipment. In the event of a valid claim Protecsure will make sure you are up and running with new or repaired equipment as quickly as possible.
In conjunction with ACI Broking Services Pty Limited, Protecsure offers a specialist insurance product that protects your camera equipment anywhere in Australia, and even for 28 days overseas per trip (extendable). Cover periods are from 6 months to 3 years. The cover is broad and protects against theft, accidental damage, fire and even loss in transit.
The Insurance Cover will pay for a replacement or repair of your equipment in the event of a valid claim.
Features and Benefits
Many of these features are not available as part of a normal home or office policy, so we suggest you review the comparison below and consider the alternatives carefully.
|
Features & Benefits |
Protecsure Policy |
Business Cover1 |
Home Contents1 |
|
Excess Payable on Claims |
From $100 |
From $250 |
From $250 |
|
Australia Coverage |
Yes |
Premises only2 |
Home only2 |
|
Worldwide Cover |
28 days as standard (extendable) |
No2 |
No2 |
|
Burglary Cover (Forcible/Violent Entry) |
No limit |
$ limit applies |
No limit |
|
Covers Theft |
Yes |
No2 |
No |
|
Covers Accidental Damage |
Yes |
No2 |
No2 |
|
Forcible Entry to Vehicle |
Yes |
No2 |
No2 |
|
Loss in Transit |
Yes |
No |
No2 |
|
Policy Term |
Up to 3 years |
Max. 1 year |
Max. 1 year |
|
Security/Fire Alarms |
Not Required |
Required |
Required |
|
Claims Turnaround Time |
48 hours |
Up to 30 days |
Up to 30 days |
2 May be extended to include this feature by payment of additional premium.
